The Basics of Loans, Advances, and Buyouts
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  • Loan: Borrow against up to 7 years of future income and make regular payments.
  • Advance: Borrow against your royalties by assigning up to 7 years of future payments.
  • Buyout: Receive a lump-sum of up to 7 times your projected annual average income.
  • Borrowers will always maintain full ownership of their royalties.
  • Beneficiaries must gross at least $40,000. a year to qualify.
  • Beneficiaries must have at least 5 years of pay history to qualify.
  • No upfront fees or down payment.
  • No risk of copyright loss on advances or loans.
  • No restrictions on how you use your funds.
  • Typical repayment period is 12 - 36 months.
  • Typical closing time is within 14 business days.
  • Advances and loans are not classified as taxable income.
  • We buy rights to books, films, and TV shows.
  • We buy song catalogs.
  • We advance on production music deals, media distribution / profit participation income.
  • We buy and advance on non-musical intellectual property royalties.
  • We do NOT buy explicit material or oil/gas royalties.

Royalty Streams and Copyrights Form
* Your Name
* Your Email
* Main Phone (xxx) xxx-xxxx
Alternate Phone (xxx) xxx-xxxx
* I Am (relationship to revenue stream)
* Source of Royalties
* When Are The Payments Made
* I Want To...
* The Streams Have Earned For
* Approx. NET Royalties Total Last Year
* Who Is Paying The Royalties
* Describe The Revenue Source

About P.M.R
(Seattle, WA) – Founded in early 2010, ProMusic Royalties is a privately held, non-institutional funding organization created, staffed, and run by professionals with backgrounds in the financial and musical fields.
Our main goal is to help solve the often urgent monetary needs of recording artists, songwriters, actors, composers, directors, and entertainment industry professionals by providing them with advances or buyouts for their future royalty or residual payments.
At P.M.R we know the importance as well as the costs of promoting concerts, touring nationally, and recording albums. We also know that top-dollar gigs are often few and far between, and the term
"starving artist" is more than just a colorful expression.

P.M.R Can Help You Get Your Flow When You Need It Fast!

So with those thoughts in mind we started this service to help out artists, entertainers, and musicians who earn at least $24,000. in royalties a year get access to their future royalties without relinquishing their copyrights.
If you can't get a traditional loan or you don't have time to wait until your next royalty payment arrives, our funding strategies can advance you usable cash in as little as 2 weeks, regardless of your past or present credit rating. But unlike a traditional institutional loan you'll never be burdened with repayment worries.
For more information just complete our easy online application form and let one of our friendly and knowledgeable agents show you how ProMusic Royalties can help you to reach your financial goals.

ProMusic is happy to announce we've added the Harold Adamson catalog to our success list!

Harold Adamson

Harold Adamson (1906 - 1980)

Born in New Jersey, raised in New York and educated at the University of Kansas and at the prestigious Harvard University, Harold Adamson would grow up to become one of North America's greatest song lyricists.
After graduating from college Adamson signed a contract with MGM Studios in 1933 and moved to Hollywood to pursue his career of writing songs and music for movies.
Throughout the '30s and '40s he collaborated with iconic Tin Pan Alley tune-smiths like Burton Lane, J. Fred Coots, Walter Donaldson, Victor Young, Duke Ellington, and Jimmy McHugh.
Adamson's most famous and well known composition is the theme song for one of America's most beloved and classic TV sitcoms the "I Love Lucy" show which to this day continues to entertain over 40 million viewers around the world every year.
He wrote songs that appeared in such classic films as "Around the World in 80 Days" (which won the Oscar for Best Picture), "Gentleman Prefer Blondes" (w/ Marilyn Monroe) and "An Affair To Remember."
His music catalog also features many classic songs recorded by some of the world's most famous crooners
of their time. Including Frank Sinatra, Bing Crosby, Nat "King" Cole, and the unforgettable Billie Holiday.
During the course of his lifetime (1906 - 1980) Harold Adamson received a total of 5 Academy Award
nominations for Film Lyrics and was finally inducted into the National Songwriter Hall of Fame in 1972.


Q: Is ProMusic Royalties a start-up, angel, or venture capital company?
A: No. We are a privately owned and funded financial group that advances cash primarily to musicians and their heirs based on their future royalties. The funds can be used for any purpose without restriction.


Have A Question That We Didn't Answer? Click Here!

Q: Do you only offer cash advances on music, movie, and song royalties?
A: No. We will pay cash advances for almost any type of royalty: software, inventions, intellectual property, toys, games, sports, etc.

Feel free to contact us if you're currently receiving other types of royalty payments that you would like to explore getting a cash advance on.

Q: Will I ever lose ownership of my royalties, copyrights, or works?
A: No. You will always maintain full and complete ownership of all your royalties and your copyrighted works. Unless, of course, you decide to sell.

Q: How quickly can I expect to receive my royalty advance?
A: Royalty advances usually close within 3 business days after we have processed all of your paperwork. We always work as fast as possible so the sooner you get us the documents, the sooner you'll get your money.

Q: Will I have to pay an application or processing fee?
A: No. It costs you nothing to request an advance. We don't make our money by charging upfront fees.

Q: Do I need to have a good credit history to get an advance?
A: No. We never look at your credit rating.

Q: Do you buy mechanical rights?
A: Yes, but we typically don't unless...

1) there is significant performance or synch income as well;
2) there is a large and steady annual income;
3) there is a longstanding earnings history.

Q: Do I need to live in the United States?
A: Yes. We only offer advances to royalty earners in the U.S.

Q: How will you determine the size of my advance?
A: The size of your royalty advance is based upon the gross annual amounts of the royalty payments being sold. In general the more you earn, the larger your advance can be.

Q: How much of my royalty income can I borrow against?
A: The max. size of your advance will depend on how much is earned annually; which company is issuing the payments; how often the payments are made; the source of the royalties; how many payments we buy, etc.

Q: What type of documentation is needed?
A: To begin, fill out our online form and we will give you an estimate. If you want to proceed we'll need to see the last 3 to 5 years pay history of the royalties being sold. Once we review the returns we will let you know how much we can advance you. For buyouts we pay up to 7 times the anticipated annual gross: $700,000. for $100,000./year.

Q: Do I have to completely pay back my advance before I can request another one?
A: No. If you have additional royalties you may request an advance against them.

Q: Do you cash out or buyout royalties?
A: Yes. We offer both full buyouts and cash advances on royalties.

Q: Do you pay referral fees?
A: Yes. We pay good money for referrals on new clients. If you know someone who may be interested in getting an advance on their royalty payments, contact us to discuss how you can receive compensation.
If the same lead comes from two people, then the first one takes it.

Q: Can I pay off my advance without a pre-payment penalty?
A: Yes.

Q: Are there any limits on how much you advance?
A: Yes. We generally advance between $10,000. and $50 Million. If you want more than $50 Million, please call us to discuss your interests.

Q: Can I sell half of a future royalty, or do I have to sell all of it?
A: Yes. Split sale options are available to royalty owners who qualify.

Q: Will I have to pay taxes on my advance?
A: In most cases advances and loans are not classified as taxable income. But you should always consult with your own accountant as State laws can and do vary. Some areas may classify an advance as taxable income.

Q: I'm having problems with some of my creditors. Can you write me a letter on company stationary that I can show them that says you are giving me an advance?
A: Yes. We can write a letter to help you out with your creditors. Call and ask about a Creditor Letter.

Q: How do I get started?
A: Just use our easy online application form and we will get back to you with our quote.

Quick Answers

Are You A Bank?

What Kind of Rates Do You Charge?

Will I Ever Lose My Copyright?

Must I Have Good Credit?

Can I Sell Part of A Royalty Stream?

Does It Cost Anything Upfront?

Do You Offer 'Creditor Letters'?

Do You Only Buy Music Royalties?

Do You Advance On Foreign Royalties?

How Fast Will I Get My Cash?

Do You Pay Referral Fees?

How Much Can I Get Advanced?

Can I Cash Out My Royalty Payments?

Do you have any questions or concerns that were not answered here? Feel free to contact P.M.R for a quick reply.

What We Do
P.M.R advances on and buyouts royalties, residuals, copyrights, and patents and specializes in funding commercial entertainment cash flows (ASCAP, BMI, DGA, MGM, SAG, SEASCAP, SONY, PARAMOUNT, WARNER BROS., UNIVERSAL, WGA, etc.) We offer short term profit-participation loans; cash advances on investment annuities / structured settlements; and lottery winning buyouts to U.S.A. based actors, singers, songwriters, movie producers, artists, authors, entertainers, composers, music publishers, movie directors and other industry professionals. We also advance on pipeline contracts, production music deals, and naming rights income.


P.M.R worked out a cool deal with Robert Lawrence who co-produced the 1995 cult comedy hit "Clueless".

The film, a modernized parody of Jane Austen's classic novel "Emma", grossed over $56 million and helped to turn its lead Alicia Silverstone into a household name.

Entertainment Weekly named "Clueless" one of the "New Classics" ranking it at #42 on a list of 100 such titles that were released between 1983 - 2008.

Charlie Parker

P.M.R was able to help out the estate of the legendary saxophonist Charlie Parker when the banks couldn't.

Charles Parker, Jr. (known as "Yardbird" or just "The Bird"), was a highly influential jazz soloist and Grammy Award winning composer who co-invented the musical styling commonly referred to as "bebop" and also introduced several revolutionary harmonic ideas including rapid passing chords, new variants of altered chords, and chord substitutions.

In 1938 Parker joined the band of pianist Jay McShann with whom he toured around Southwest Chicago and New York. A year later Parker moved to Chicago and was a regular performer at a nightclub on 55th street.

During the four years that Charlie Parker stayed with McShann's band, he got the opportunity to perform solo in several of their recordings. Such as Hootie Blues, Sepian Bounce, and Confessing the Blues.

In his later years Charlie Parker became an icon in both the Hipster and the Beatnik subcultures and helped to personify the jazz musician as an artist and as an intellectual rather than as just another musical entertainer.

Miles Davis once said, "You can tell the
entire history of jazz in four words:
Louis Armstrong, Charlie Parker."

From the very beginning our mission has always been to help free up capital for musicians and other royalty earners who want to exchange a fixed number of their future royalty payments for a lump-sum advance without having to relinquish their rights.

Over the years we've helped artists, or in some cases their families, raise funds for everything from starting a new business venture to locating new digs after their home was destroyed by fire or a flood.

And with our highly skilled workforce in tow and more than $100 million in assets available to fund royalty advances, P.M.R anticipates many opportunities to help other royalty earners achieve their financial goals.

How Can P.M.R Help Me Out?
If you are an adult-aged recipient
of royalty payments or residuals stemming from songs, books, TV shows, motion pictures, or radio programs and you need
your cash now, P.M.R can provide you with fast royalty financing from $10,000. up to $50 Million based on your annual earnings.

Your prior credit history is never an issue and we advance funds to royalty earners regardless of their current credit rating.

Best of all you will always maintain complete and full ownership of your copyrighted materials throughout the entire transaction.

Red Guitar

How Do I Start? P.M.R's application process is fast, easy, and straightforward. To begin you can either e-mail us or you can use our online form.

We usually reply within 24 business hours.

Please note that ProMusic Royalties will never take over the ownership of any copyrighted material unless the beneficiary specifically asks for a full buyout.

Iron Man

P.M.R was fortunate to acquire the extensive music catalog (more than 186 titles!) of renowned score composer Joseph Katsaros who has placed songs in major motion pictures and popular TV shows like Alvin and the Chipmunks, Sex and the City, the Iron Man films, Trainwreck, 50 Shades of Grey, Gossip Girl, Grey's Anatomy, Bones, and Numb3rs.

AlvinOne Joey K. song, "Pick It Up", has been licensed to over half a dozen movies and TV shows.

Your Privacy
We always respect your privacy. The information we collect is held in the strictest confidence and is used for internal review only. It will never be shared with any other organizations for commercial purposes. We never retain your personal information either online or offline after our business dealings are concluded.
We recognize the importance of protecting your personal information. We collect information about you to communicate with you, to process your requests for services, and to inform you about other financial options that may be of interest to you.
Except as explained here in our Privacy Policy, we do not sell non-public personal information about current or former clients, nor do we share this type of information with anyone other than our business associates. The examples in this Privacy Policy are illustrative only and are not intended to be exclusive.
Q: "What kinds of information do you collect about your clients?"
A: During the royalty transfer process we may obtain, as it becomes required, information about our clients such as their legal name, street address, phone number, e-mail, birth date, social security number, driver's license, and if they currently have any outstanding judgments or unpaid liens that must be paid off.
Most of this information is obtained via our online application forms and by telephone conversations conducted during the application phase.
Q: "What do you do with the personal information that you collected?"
A: We review all of the information collected so that we may determine if our services can be of any help to the client's particular situation.
After our correspondence is concluded, we will delete all of the client's personal information from our database to help maintain their personal privacy and their security.
Information Sharing and Disclosure:
ProMusic Royalty does not rent, sell, or share any of our client's personal information with other people or non-affiliated companies except to provide the services that they have requested.
Our Former Clients:
We treat information about our former clients in the same manner as we treat information about our current clients.
Confidentiality And Security:
We restrict all access to non-public, personal information about our clients to only those employees who need to know such information in order for them to help the client obtain the services that they have previously requested from us.
Maintaining the accuracy of client information is a shared responsibility. We maintain the integrity of the information they provide to us and will update their records when they notify us of a change. All clients should contact us immediately when information concerning them changes.
Updates To Our Privacy Policy:
We reserve the right to update this policy as needed. The information sharing practices described herein are all in accordance with State and Federal laws, and in accordance with same:
  • We will not share any client's information with our affiliates without the client's prior consent.
  • We will only disclose the client's name, contact information and our own transaction and experience information to other financial institutions with which we have a relevant business arrangement.
We will only share information in accordance with all of the practices and limitations described herein.

Song Glossary
Buyout Music:
This term also applies to "royalty free" music. The buyer pays a single fee only once for the right to use the music for an unlimited number of times. This type of arrangement is commonly used for TV and radio commercials, introductions to frequently aired shows, and ad jingles.
This agreement allows the buyer to use the music as often as needed without having to consider paying royalties or fees to the composer per performance. Even though the buyer has the right to use the music, the buyer does not own the music.
Cleared Rights Music:
This means that someone has paid for and has received the right / permission from the copyright holder to use a particular piece of music for a specific purpose. For example, they can now use the song in a commercial, or a movie, or a TV show, etc.
Copyright Free Music:
"Copyright Free" music is an erroneous phrase commonly used to denote "royalty free" music. The reason why this term is incorrect is because all music is automatically owned and copyrighted by its composer for life, even if it has not been officially registered.
Even if a piece of music is classed as "public domain", there can still be copyrights on a particular recording or a particular performance which is totally separate from the composer’s copyright.
This refers to a set of exclusive rights granted to authors and creators of original works which prohibits any unauthorized usage of their music or composition. Copyrighted material cannot be distributed publicly unless royalties are paid to the copyright holder, and failure to pay compensation can result in very stiff fines.
Copyright usually runs for 75-95 years from the time the copyright was first secured, during that period the copyright owner has the exclusive statutory right to exercise control over how the works are used. After that time period the work is said to be in the public domain and it may be used freely.
Knock Off:
A song that sounds very similar to a popular or well known song but without being close enough to infringe on the copyright of the original. Knockoffs are usually commissioned for commercial usage so as to avoid paying the much higher fees that would be incurred if the original song was used.
If done incorrectly the composer of the knock off can be charged with infringement, as in the well publicized "Ghostbusters / Huey Lewis" copyright lawsuit from the 1980s.
This is a business arrangement in which one company gives another company the right to use its copyrighted music or its sound recordings for a specific purpose in exchange for a predetermined fee.
Types of licenses include: Grand Rights License, Master Recording License, Mechanical License, New Media License, Performing License, Print License, Synchronization License, and Videogram License.
Licenses for public usage may be obtained from either a performing rights organization (ASCAP, BMI, SESAC), or from the composer / publisher. Alternatively they can be obtained from the Harry Fox Agency.
Mechanical Rights:
This term refers to permission to render any copyrighted music, audio composition, or sound recording in a mechanical format. Such as: cassettes, CDs, computer games, DVDs, LPs, MIDI files, musical toys, music videos, ringtones, taped recordings, VHS, etc. The royalties paid to the composer or the publisher for mechanical rights depends upon the total number of recordings sold.
Needle Drop:
This is an old and somewhat outdated licensing term that refers to the very popular practice of obtaining permission for the single use of a piece of music. This type of licensing is often chosen because the buyer only has to pay a fee if/when the song is used. Since the advent of CDs this term has been replaced by the more relevant phrase "laser drop".
Performing Rights:
This falls under the copyright laws and it refers to somone obtaining permission to perform a specific piece of music in a public arena. This includes cable and broadcast TV, concerts, radio, nightclubs, restaurants, stage plays, seminars, PPV events, etc. Performance Rights permission must be obtained from the composer, publisher, artist’s representative, or the music’s copyright holder.
The royalties stemming from a Performing Rights agreement are paid out every time the song is used publicly. And are usually split between the artist and the publisher 50/50.
Production Music:
Production music (see "stock music" or "library music") refers to audio compositions that are either written for a specific production. Or are taken from prerecorded sound libraries and licensed for usage in films, movies, commercials, radio broadcasts, TV shows, soundtracks, audio presentations, video games, and other media.
Public Domain:
This refers to the copyright status of a particular song, creative work, or audio composition. Works of music are classified as "public domain" if their copyright has expired; if the composition was never protected by copyright law in the first place; or if the composer has opted to forfeit the intellectual property rights.
Once a piece of music is in the public domain, neither its composer nor its publisher has exclusive rights to its use and it may be freely used by anyone for any purpose without having to pay royalties or fees.
The musical works of Bach, Beethoven, Brahms, Chopin, Debussy, Handel, Mozart, Schumann, Strauss, Tchaikovsky, etc. have all fallen into the public domain due to both the passage of time and the lack of identifiable heirs.
Royalty Financing / Royalty Loan:
Royalty financing is an alternative funding option that lets established businesses and start-up companies use their pending royalty-based revenue as loan collateral.
Unlike traditional debt or equity financing, royalty financing is much easier to qualify for because it lets company owners pay off their loan by using a small percentage of their projected income streams.
Royalty Free Music:
This refers to musical compositions (see "buyout music" or "lifetime synchronization music") that only requires the licensor to pay a single, one-time-only fee for its use. After someone buys a royalty free composition he may legally use it as often as he wants to without having to pay the artist or the publisher any additional royalties or usage fees.
In music, this refers to the common practice of removing a very short, usually digitized audio excerpt ("sample") from an original pre-recorded song, sound recording, or musical composition and using it often repetitively, as either a sound effect or as an instrument in a new recording.
Even though samples are usually only a few seconds long at most, Master Use Rights must always be obtained from the copyright owner of the material that is being sampled before they can be used commercially.
Otherwise the person doing the sampling can be charged with copyright infringement, as in the case of Kevin Federline and Thomas Dolby.
Stock Music:
Like most production music, stock music is ready to be used in almost any multimedia production or application, and can often be found in internet music libraries that offer them for a one time usage fee.
Certain stock music compositions are designed for specific categories or purposes. This makes finding a particular genre of music much easier than having to search through hundreds of CDs or sound clips.